mobile phone

Black marks on your credit score can come from many sources. Mortgages and bankruptcies might be what most people think of, but it’s important to understand the everyday things that can impact your credit rating – such as your mobile phone use. When the Australian Communications and Media Authority revised existing legislation and recommendations in 2012, it found that people had spent $1.5 billion on the wrong plan. While there have been many changes since to help people who experience…