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Credit Simple

Ace your finances this Australian Open with Credit Simple

With the Australian Open now upon us, it’s a great reminder to keep your eyes on the prize (or finances), whatever your financial goals may be. Whatever form of credit you are looking to apply for, be it a credit card, personal loan, mortgage or a line of credit, you can smash your perfect serve by checking your credit score first with Credit Simple. Match preparation: How to check your credit score Simply log in to Credit Simple to check…

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5 really easy ways to save money

Do you find yourself running low on money before you get paid? When you’re in the habit of living pay cycle to pay cycle, saving even a little bit of money can seem impossible. But it doesn’t have to be. Below are five simple things you can do now that will help you save money. 1. Check your utility, telco and insurance contracts While this can take a bit of time, it pays to periodically check your utility, telco and…

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Five things you need to know about Comprehensive Credit Reporting (and how it may affect you)

Comprehensive Credit Reporting is a regime that helps lenders judge how well you can manage your borrowing commitments and make repayments. Let’s take a closer look at what the system is, how it works and the potential impact on credit scores. 1. Changes happened in 2014 Comprehensive Credit Reporting was introduced in 2014. It allowed banks and lenders the opportunity to provide more information to credit bureaus about the accounts you hold with them. 2. Your score may change The…

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Top 5 things that hurt your credit score

Building your credit score can involve some work. Don’t unravel it by making these 5 mistakes. 1. Paying late Any late payments can decrease your credit score. Both positive and negative repayment behaviour goes on your credit report and if you consistently pay late, this will stand out. Make sure you pay all your bills on time. 2. Making too many credit applications Put simply, the more credit you apply for (including utilities accounts) in a short space of time,…

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Welcome to Credit Insights – a new free service from Credit Simple

Ever been turned down for a credit card or loan and wondered why? Perhaps you’re looking to take out a mortgage one day and want to see what you can do now to improve or maintain your credit score. Well, there’s no need to guess any longer. Through Credit Simple, you can now access the top 4 Credit Insights that are impacting your score Credit Insights are what credit bureaus like illion use to determine your score. Have a look…

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Credit Simple has just turned 5

Five years of Credit Simple To celebrate our 5th birthday, we’re giving away 5 x $200 gift cards. To be in the competition to win, all you need to do is submit your top tip on improving Credit Simple*. The top 5 entries win a $200 gift card each. You will have to login to your Credit Simple account to enter into the competition. Enter competition here September 2016 – Credit Simple goes live We launched Credit Simple to provide…

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