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Getting a home loan as a doctor

In Australia, some lenders are willing to offer doctors in the healthcare field benefits they might not extend to people in other professions. The main justification is around earning potential: doctors are in demand and a doctor’s salary is usually on the higher end (or is likely to get there eventually in the case of younger doctors). It has nothing to do with the importance of the profession to society or with any government regulation favouring doctors. Any preference given…

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What is a mortgage broker?

A mortgage broker is a financial adviser that specialises in home loans. They guide you through the home-buying process by gauging your needs, assessing your financial situation, suggesting the appropriate loan structure and introducing you to multiple lenders that may have what you’re looking for. In essence, they provide expert advice on a highly complicated financial investment. What does a mortgage broker do? Mortgage brokers maintain relationships with a suite of mortgage lenders and are familiar with all of the…

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