Credit Simple
Living life large while on holiday doesn’t mean blowing your budget. It’s possible to enjoy every minute of your well-deserved break and possibly come home with cash to spare. Here are our tips to travelling well while spending less: 1. Package it up There was…
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It’s easy to go through life ignoring your finances. Money, bills and investments are topics that are often thrown in the too-hard basket, and we live with the mindset that if we pay the bills, our finances should be in order. But it’s not quite…
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Is everything you do with your money logical? Don’t fool yourself. Human brains were designed for fight or flight. There’s emerging research showing that even the smartest humans make stupid financial mistakes thanks to our prehistoric brains. Neuro-economists have found longs lists of “cognitive biases”…
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Technology has become a crucial part of our everyday lives. Whether it’s talking, texting, catching up with family on social media or searching for the latest recipe to cook for dinner. However technology is increasingly becoming more expensive. Here are some tips to save money. 1.…
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A home loan is the biggest financial commitment most Australians ever take on, yet too many have a set-and-forget approach that can cost us tens of thousands of dollars. Research from RateCity.com.au shows that many Australians stick with their initial lender – usually one of the…
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Most Australians stick with the major banks when they have a home loan, even though switching to a non-major lender could take years off their mortgage and save them tens of thousands of dollars. Home buyers cite a range of reasons why they don’t take…
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Need a new kitchen? Fancy that round the world trip? Just whack it on the mortgage. In 21st century Australia we extend the mortgage every time we have a bit of ‘spare equity’ built up. It’s like we’ve inverted the whole concept of borrowing and the…
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Because I’m both a procrastinator and a multitasker I recently found myself avoiding work by cleaning the pantry while listening to a recording of the Hobbit. Unfortunately, owing to my overactive imagination, as I cleaned and found packets of things I don’t remember purchasing, I…
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Once upon a time bank robbers needed guns and balaclavas. Today a mouse and keyboard can be more dangerous. Every year too many Aussies are defrauded by cyber criminals, resulting in annual losses of more than $2b, according to the Australian Institute of Criminology. One…
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Are you a part of the sharing economy yet? If you’ve used Uber or Airbnb, then you’re part of it. But there’s plenty of other sharing businesses springing up, and one that we think looks especially interesting is the renting business. The internet has made…
read moreThe information provided on the Credit Simple website is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your personal objectives, financial situation or needs. Before making any decisions, it is important for you to consider your personal situation and seek appropriate tax, legal and other professional advice.