Top 5 things that hurt your credit score

Building your credit score can involve some work. Don’t unravel it by making these 5 mistakes. 1. Paying late Any late payments can decrease your credit score. Both positive and negative repayment behaviour goes on your credit report and if you consistently pay late, this…

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Credit Simple has just turned 5

Five years of Credit Simple To celebrate our 5th birthday, we’re giving away 5 x $200 gift cards. To be in the competition to win, all you need to do is submit your top tip on improving Credit Simple*. The top 5 entries win a…

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November 5 Economic Update: our new normal emerges

New data released today shows Australia’s economic recovery is starting to emerge. The last fortnight of spending has been the first time Australia has hit pre-pandemic levels of spending since July. This is also the first time since the pandemic began that high income earners are spending at pre COVID levels – both in discretionary and essential spending.

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Xmas savings
Five hacks to help you spend less this Christmas

With COVID-19 lockdowns and restriction across much of the country, it is estimated Aussies will spend $18.8 billion this Christmas, down from $25 billion last year. So as we get ready for work Christmas parties, catch ups with friends and family and planning the Christmas shopping, it is also the time of year where it can be handy to stash away a few extra dollars.

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Switching providers: The art of negotiation

Do you know how much you are spending on utility bills each month? The average annual cost of electricity, gas, phone and internet, is at least $4,000! But this year — due to forced lockdowns — Australians are seeing their utility bills increase as they…

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The information provided on the Credit Simple website is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your personal objectives, financial situation or needs. Before making any decisions, it is important for you to consider your personal situation and seek appropriate tax, legal and other professional advice.